GimmeLoans.com doing business as GimmeLoans.com ("GimmeLoans.com" or "we" or "our"), owns and operates the website located at GimmeLoans.com (the "Site").
GimmeLoans.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you accept and agree without limitation to the following:
GimmeLoans.com is not a lender and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site. Specific loan products are offered to you directly by the lender.
You agree that clicking "Get Cash Now" (or other such button you use to submit your loan request) acts as your electronic signature. You further consent that we and any lender we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender is required send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
GimmeLoans.com reserves the right to reject your inquiry at any time for any reason not prohibited by law. GimmeLoans.com may require additional information or verification before your loan request is accepted. When you submit your information through a form on our Site, you will be connected with a lender for further consideration based on the lender's policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lender's decision.
GimmeLoans.com is not responsible for taking, approving or denying your loan request. By submitting your information, you agree that if we cannot find a lender that can offer you the type of loan you initially requested, we will search our network of lenders and lending partners to see if we can find other lenders and lending partners with different loan products to help you.
Participating lenders and lending partners may verify your social security number, driver's license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders and lending partners may obtain such credit reports and verify your information.
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of this Site and your acceptance or purchase of products or services through any of this Site's third party vendors.
GimmeLoans.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, we may (but are not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action to be taken. During such investigation, we may suspend services to any customer being investigated and may delete data from our servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.
All content on this Site, including text, graphics, logos, button icons, images, audio clips, and software, is the property of GimmeLoans.com or its content suppliers and is protected by United States and international copyright laws.
This Site and all content, products and services included on or otherwise made available to you through this Site are provided on an "as is" and "as available" basis, unless otherwise specified in writing. GimmeLoans.com makes no representations or warranties of any kind, express or implied, as to the operation of this Site or the information, content, materials, products or services included on or otherwise made available to you through this Site.
In no event shall GimmeLoans.com be liable for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any errors, mistakes, or inaccuracies of content, personal injury or property damage, unauthorized access to or use of our servers and/or any personal information stored therein, interruption or cessation of transmission to or from our Site, bugs, viruses, trojan horses, or the like which may be transmitted to or through our Site by any third party, or any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the Site.
We reserve the right to modify these Terms of Use at any time. Your continued use of the Site following any changes indicates your acceptance of the new Terms of Use.
These Terms of Use shall be governed by and construed in accordance with the laws of the State of [State], without regard to its conflict of law provisions.
If you have any questions about these Terms of Use, please visit our FAQ page or contact us through our website.