gimmeloans Apply now →

Lending policy

How we expect lenders in our network to operate.

We work only with lenders that follow applicable federal and state lending laws. Our role is to connect you with reputable lenders — we don’t set rates, terms, or fees ourselves.

Truth in Lending Act

Lenders in our network are expected to comply with the federal Truth in Lending Act, which requires clear disclosure of loan costs.

Fair lending practices

Our partners follow the principles of fair lending, including those defined under the Dodd-Frank Wall Street Reform Act.

State regulations

Loan availability, maximum amounts, and rates vary by state. Lenders are expected to follow the laws applicable in your state.

Responsible borrowing

A short-duration loan is meant for short-term needs. We encourage borrowers to consider whether a loan is the right fit before accepting.

Ready to start?

Apply in 60 seconds — no obligation, no hidden fees.

Apply now →