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Rates & fees

gimmeloans is free to use. Your lender sets the actual loan terms.

gimmeloans never charges you to use our service. The lender you’re connected with is responsible for all rates and fees and is required to disclose them clearly before you sign anything.

Full disclosure of terms

Your lender will provide a written agreement spelling out the APR, total cost, repayment schedule, and any applicable fees before you accept.

Late payment policy

Late fees vary by lender and state. Read the late-payment section of your loan agreement carefully.

Non-payment policy

Missed payments may trigger additional fees and can hurt your credit. Contact your lender early if you anticipate a problem.

Loan renewal policy

Whether a loan can be renewed or refinanced is governed by the lender’s policy and the laws of your state.

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